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Can you pass underwriting?


Underwriting is the largest deterrent for people wanting to switch to a Supplemental plan from an Advantage plan or switching from Supplemental Plan to Supplemental Plan. Although this 10-question questionnaire won't guarantee approval, it does ask a few of the biggest questions to determine favorability. 

What to expect

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Answer 10 Questions
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We'll tally your results

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Schedule With Us

Do you reside in NY, MA, CT, ME, or VT?

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Q1. Do you have any diagnosed Cancers?

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Q2. Do you have any diagnosed heart conditions or have a pacemaker?

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Q3. Do you have any diagnosed kidney diseases? 

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Q4. Do you have any upcoming surgeries, biopsies or treatments scheduled in the next 12 months?  

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Q5. Have you been diagnosed with Alzheimer's, Parkinson's disease, dementia, muscular dystrophy or any other cognitive disorder? 

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Q6. Have you been diagnosed with AIDS, ARC, or HIV?  

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Q7. Have you been diagnosed with Hemophilia, osteoporosis, or a degenerative bone disease?

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Q8. Have you ever been diagnosed with any lung or respiratory disorder?

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Q9. Have you ever been advised to have an organ, bone marrow, or stem cell transplant?

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Q10. Do you have any diagnosed liver conditions?

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Let us tally your results 

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Passing Looks Favorable 

However, this was just a portion of the full application and does not guarantee you will be approved. If you are interested in a new plan schedule a call with us below. We will walk through the underwriting process in it's entirety, compare plans, and get you enrolled if you qualify.  

You are in a Guaranteed Issue State

Each state has different laws regarding Supplemental Plans and when a person can switch. Because you live in one of those states, you are in a Guaranteed Issue State which means you do not have to pass underwriting in order to have a new plan. 

Schedule a call with our team to compare plans and enroll.

Q2. Do you have any diagnosed heart conditions or have a pacemaker?

Please choose an option

Q3. Do you have any diagnosed kidney diseases? 

Please choose an option

Q4. Do you have any upcoming surgeries, biopsies or treatments scheduled in the next 12 months?  

Please choose an option

Q5. Have you been diagnosed with Alzheimer's, Parkinson's disease, dementia, muscular dystrophy or any other cognitive disorder? 

Please choose an option

Q6. Have you been diagnosed with AIDS, ARC, or HIV?  

Please choose an option

Q7. Have you been diagnosed with Hemophilia, osteoporosis, or a degenerative bone disease?

Please choose an option

Q8. Have you ever been diagnosed with any lung or respiratory disorder?

Please choose an option

Q9. Have you ever been advised to have an organ, bone marrow, or stem cell transplant?

Please choose an option

Q10. Do you have any diagnosed liver conditions?

Please choose an option

Let us tally your results 

Give us just a few moments

Passing Might Be Challenging 

Before you start to worry, this was just a portion of the full application and does not mean you will be denied. If you are interested in a new plan, schedule a call with us below. We will walk through the underwriting process in it's entirety, provide you with your options, and get you enrolled if you qualify.  

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