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About

HELP PROGRAM

The Housing Economic Lifesaver Program - HELP Program - is an initiative committed to providing specialized guidance and financial solutions to real estate owners facing economic challenges. 

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Who benefits?

Homeowners going through economic hardships, offering them assistance and recomendations to preserve the stability of their homes and aim in bringing some peace to peoples lives.  


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What we do?

We provide comprehensive advice, individualized assessments, and alternatives to affected property owners, addressing challenges such as delays in mortgage payments, tax debts, liens, pre-foreclosure, foreclosure, probate, among other situations.

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How we do it?

We examine every situation individually. Our drive and mission is to contribute significantly to the stability and well-being of the community. We are inspired by the purpose of offering effective support to those facing financial difficulties, making a positive difference in their lives.

Begin the process with this FREE eligibility application.

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Who are we?

We are a group of licensed real estate consultants and loan officers committed in using our knowledge to serve and assist our community in a personalized manner.

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WHAT YOU SHOULD KNOW

"Maria, a hardworking single mother, faced the threat of losing her home due to job loss. The mounting mortgage payments and high interest rates left her feeling overwhelmed. Desperate and afraid, she turned to the HELP program.
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“Thanks to the HELP program, I kept my home! Their unwavering support and expertise turned my despair into hope”

– Maria Cooper -

John, a retired veteran, struggled with an adjustable-rate mortgage that threatened his financial stability. The burden of rising interest rates made it impossible for him to keep up with payments.

The HELP program stepped in, providing John with a lifeline. They negotiated with his lender, securing a fixed-rate mortgage and reducing his monthly payments. John’s gratitude knows no bounds.
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“The HELP program not only saved my home but also restored my peace of mind. Their commitment to veterans like me is truly commendable.”

– Jhon Smith -

Our mission

The HELP program is an initative dedicated to providing specialized recomendations and solutions to real estate owners facing economic difficulties. 

Who are we?

We are a group of licensed real estate consultants and loan officers committed in using our knowledge to serve and assist our community in a personalized manner.

What we do?

We provide comprehensive advice, individualized assessments, and alternatives to affected property owners, addressing challenges such as delays in mortgage payments, tax debts, liens, pre-foreclosure, foreclosure, probate, among other situations.

How we do it?

We examine every situation individually. Our drive and mission is to contribute significantly to the stability and well-being of the community. We are inspired by the purpose of offering effective support to those facing financial difficulties, making a positive difference in their lives.

Who benefits?

Homeowners going through economic hardships, offering them assistance and recomendations to preserve the stability of their homes and aim in bringing some peace to peoples lives. 

IMPORTANT DISCLOUSURES

The Housing Economic Lifesaver Program (HELP program): tands by homeowners in finding accurate answers to crucial questions. We want to clarify that we are not tied to any government agency, banks, or mortgage companies.Our purpose is to educate homeowners, ensuring they understand their choices, avoid fraudulent schemes, and access the right assistance. No Fees Charged: Homeowner Protection Alliance does not charge homeowners any fees. We are not licensed to provide real estate or legal services.Our Mission: To help homeowners understand their options, avoid scams, and find the right assistance when needed.

Important Note for Homeowners: We regret to inform you that Homeowner Protection Alliance does not offer assistance to homeowners in the State of New Mexico. Upfront Payments: Accepting upfront payment from homeowners for mortgage assistance or loan modification services is illegal. Stay in Communication: Homeowners should maintain communication with their mortgage servicer. Mortgage companies and lenders may choose not to modify mortgage terms based on guidelines and program restrictions.


What type of assistance are you looking for?



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Are you currently working with an attorney?


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When was the last full mortgage payment made?



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Which one best describes your credit score?



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Which one describes your situation?



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CONGRATULATIONS!

You are eligible to start the application for the Housing and Economic Lifesaver Program H.E.L.P

Due to the nature of the Housing & Economic Lifesaver Program, the presentation must be made in person and at the physical address of the property that requires assistance. The consultant will have to verify the property condition and the paperwork received from the courts, mortgage companies, attorneys and any other pertinent document related to the property. 



WHAT BENEFITS CAN I GET?

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